We know that as a first time home buyer, all the paperwork, guidelines, and programs can seem a bit confusing at first. However, If you have an experienced realtor by your side to thoroughly answer all your questions along the way, the home buying experience becomes a whole lot easier.
After more than 20 years of successfully taking care of clients’ needs, I have mastered the ability to watch out for the best interests of the clients I work for. I genuinely love working in Real Estate, educating others, negotiating, and building lasting relationships with the home buyers/sellers I work with.
Today I would love to educate you on what basic steps you need to take before you began house hunting for your dream home.
Let’s get started!
Check & Improve Credit
Your credit score is the most important factor lenders will look at when approving you for a mortgage. A credit score gives the lender an idea of how fiscally responsible you are and how well you’ll be paying back that monthly mortgage payment. This is why it’s so crucial to stay on top of keeping your credit as clean as possible.
You can get a free copy of your credit report once a year at www.annualcreditreport.com
Before you can really can start doing some serious house hunting, you will need that Pre-Approval letter. This letter just lets sellers know that you have the income requirements met to make an offer on their home. Lenders will need some basic income documentation in order to get one started for you.
Pick an experienced realtor
Choosing a local, top notch realtor is so imperative to ensuring everything runs smoothly. I’ve lived in the East Valley my whole life and know everything there is to know about the communities here. With extensive experience in negotiating, I’ll always negotiate the best possible deal. My top priority is ensuring the best bottom line for my clients with each and every real estate transaction.
Over the years I’ve helped many clients sell and buy their dream homes. Click here to see all my reviews and testimonials!
Pick your dream home and make an offer
Your credit looks great, you’ve got the pre-approval letter in hand, now it’s time to make some offers! I’m more than happy to walk you through the homes that fit your budget, lifestyle, ideal locations, and any other preferences.
Let’s find the home you love, make an offer, and get a contract started!
Complete Mortgage Process and Paperwork
Now you’re one step closer to getting those keys in your hand! As your real estate agent, I’ll help you with the entire transaction, negotiate, and make sure you’re getting the best possible deal.
Completing the mortgage application is made a whole lot easier with a trusted team that has your back. Closing on a home involves a LOT of paperwork and making the right financial decisions throughout. I’ve completed every transaction successfully and have yet to receive a bad review or have a negative transaction with a client.
Final Closing and Keys in your hand!
Congratulations! Becoming a homeowner is one of the biggest investments you’ll ever make. All the paperwork, house hunting, and negotiating becomes worth it once those keys are finally in your hand.
Are you ready to start the process to becoming a homeowner this year? Maybe you’re more prepared than you may think! I’m happy to answer any questions, take you on a tour, or get you set up on the road to selling your home, Call or Text me at 602-321-3213.
Thanks for reading, until next time!